We are ready to help make your dream home come true...

EXPERIENCED TEAM

QUALITY SERVICE

We're not scared to go beyond the horizon. As the visionary mortgage loan originators of tomorrow, we will use our experience, available lending resources & programs on the market today. Then utilize the latest cutting edge technology to connect it all together to provide you with a smooth & enjoyable process as possible.

Each of us is a master of our trade – we've worked a number of years in our field and each have passion and creative vision for every client we work with.

We pay a lot of attention to each & every detail of the mortgage process, because we know that we are in charge of creating somebody's safe haven & trust to guide you through from beginning to closing.

VISIONARIES OF THE FUTURE

What to expect from UMC...

We can help you Buy, Refinance or Build your dream home or vacation getaway.

We have access to so many lending program nationwide & can usually service most mortgage needs...

Some Of Our Programs

BUY YOUR DREAM HOME

REFINANCE FOR HOME REMODEL

SELF EMPLOYED PROGRAMS

1099 & W2 ONLY PROGRAMS

BUILD YOUR DREAM HOME

CASH OUT REFINANCE TO CONSOLIDATE DEBT

ZERO DOWN & FIRST TIME HOME BUYER

SECOND MORTGAGE & EQUITY LINES OF CREDIT

BUY OR REFINANCE YOUR VACATION HOME

We have access to even more programs for many & unique scenarios. Give us a call to see if we can match you with just the right program that will fit your needs.

APPLY ONLINE NOW!

APPLY NOW IT'S EASY AS I - 2 - 3!

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1. CLICK APPLY NOW BUTTON. Create account to the client portal & complete your application. Once that is complete you can then upload any documents you want to send us. You will be able to go back to your new portal at any time & add information or upload more documents or contact us.

2. CLICK ORDER CREDIT REPORT & complete form & submit the credit report order. The report order will immediately process & prepare your report & will contain all three credit agencies & your three credit scores & forward on the the pre-qualification step.

3. PRE-QUALIFICATION The System will send us your completed application & the credit report & will be reviewed. We will contact you with your Pre-qualification results, usually same or next business day.

Thank You For Using Our Online Services!

RICHARD R PULSINELLI PRESIDENT & FOUNDER

Welcome to United Mortgage Center. I founded United Mortgage Center to provide an easy process to get you into your dream home. With over 35+ years in the mortgage industry I will use my knowledge & wisdom to make your mortgage process as enjoyable as possible....it is my personal guarantee.

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CLIENT REVIEWS

R & K Madrid 3/2024

D Taylor 5/2022

"Rick worked with us-first a construction loan in 2023 & then a traditional end loan. Always accessible, pleasant & he stepped in if needed & answered all of our many questions. We recommend Rick & United Mortgage Center" 5 Stars

"Rick, is more than 5 stars in my experience. We refinanced our home. He lead our experience w hands on care and service to manage our way through the myriad of tasks, forms, etc that may be a far beyond what I expected." 5 Stars.

Mr. Pulsinelli exceeded any & all expectations when buying our 1st house! He truly went above & beyond to tend to all of our needs & concerns. It was painless & we will use Rick for every home we buy." 5 Stars

A & W Plum 1/2022

“After months of difficulties trying to refinance our home through other companies, we turned to Richard Pulsinelli for assistance. He made the process so easy by explaining everything step by step and get it done. We will definately use Richard again". 5 Stars.

J & S Simmon 8/2021

"Thank you so very much Richard for all your help in securing my loan for my new home here in Spring Hill, Florida. You were organized, thorough, and professional, as well as kind which made all of the process go so well." 5 Stars

L Loefler 11/2022

C Boudreaux 12/2019

"It's not everyday you deal with someone that exhibits professionalism in the way Richard does. In the future should I or anyone else I know need a mortgage, there is only one person I trust-Richard! Thank you so much!" 5 Stars

M Pimentel 11/2019

"Richard Pulsinelli, you are an amazing person. I wouldn't have been able to get into my new home if wasn't for all your hard work and patience. You never gave up even when I was about to. I highly recommend you to anyone wanting the best serivce.". 5 Stars

J & K Torres 7/20/21

P Hernandez 12/2019

"Rick, is more than 5 stars in my experience. We refinanced our home. He lead our experience w hands on care and service to manage our way through the myriad of tasks, forms, etc that may be a bewilder but Rick get us closed & we are both really happy with his service. Thanks Rick! 5 Stars

"Let me first say that when everyone turned their backs on me and my daughter you were there to help me through. My daughter and i will always appreciate and be grateful for all you did to make my dream come true. I will always come back to use your services. Thank you!" 5 Stars

W & A Plum 5/2025

Rick has done it yet again!! After helping my husband and I close on our first home in 2021, he has now helped us move into a very special home in 2025. He is incredibly knowledgeable, punctual, professional and reliable. It's such an honor and pleasure to work with him each time. He's been our miracle worker! We will without a doubt use him again for our 3rd home!! 5 Stars

About Us

Hello & welcome to United Mortgage Center. Our company was founded in 2021. Our founder has 35+ years of Mortgage Lending experience & is committed to only the best in service & products & technology. We are licensed to serve all of Florida. We have access mortgage lending services for residential & 1-4 unit properties, 4-10 multi family, investment properties & commercial properties in all 67 Florida counties. Our goal is to unite our clients with just the right mortgage program that will suit their needs in a professional & friendly way through excellent customer service & cutting edge technology. From virtual origination to easy uploading documents from your pc or smart phone & ease constant contact underwriting process & right through to a virtual closing. In most cased you never have to leave the comfort of your home. Our mortgage loan process is seamless & painless & our staff of professional seasoned representatives will make sure you are treated right. We offer competitive pricing & provide one of the largest assortment of mortgage loan programs available. And to make sure that this remains our core value & as President & Founder I make myself available to assist you should you need that extra touch to push you over the finish line. Why don’t you give us a call & let the UMC team make your dreams come true!

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